This months Budget 101 idea is how to save for emergencies. We all try to save and put money away. Well this is one way you can add up your emergency money for your kits in no time. Quarters! Yes you read that right. Buy a roll of quarters each time you go to the bank. A roll of quarters is $10.00. Add the rolls of quarters to your 72 hour kits, first aid kit etc.
Quarters are easy to get, and you generally will not spend them unless you have to, unlike some one dollar bills hanging around. Keep the rolls for emergencies only. One nice thing about cash, coins, they all spend the same. After a few trips to the bank you will have a small stash of emergency cash. You will not notice the ten dollars each trip to the bank, like on pay day. Make a habit and slowly you will have some hidden cash put away. Do it slowly. Most people go to the bank for quarters to go to the laundry mat, or for playing games or vending machines. So you going in and asking for a roll of quarters will not look weird at all!
Remember 4 quarters make a dollar!
Why Food Storage and the like
FOOD STORAGE BASICS AND BEYOND!
Food Storage, Emergency Preparedness, Other tips and Ideas. Let me help you get ready for what ever may come!
I started Food Storage over 15 years ago. I have taught many classes and been a speaker and helped many people over the years. This is a place where I can state things or address issues I want to cover.
Showing posts with label Budget 101. Show all posts
Showing posts with label Budget 101. Show all posts
Wednesday, June 12, 2013
Thursday, May 16, 2013
Budget 101 Idea for May
The Budget 101 idea for the month of May is really easy and takes little to no time to do. Spend some time on the weekend and make up for your family to enjoy through out the week for that home cooked breakfast we all want to give to our families. What is I say to make this weekend.....
Waffles! yes I said it Waffles. Make your own waffles from scratch and freeze them in individual servings and toast in the toaster. Waffles are easy to make and taste so good! There are many waffle recipes out there, use your favorite. The best waffle recipes I have found and use is when you separate the eggs and beat the egg whites and fold them in last. But that is my opinion.
Waffles! yes I said it Waffles. Make your own waffles from scratch and freeze them in individual servings and toast in the toaster. Waffles are easy to make and taste so good! There are many waffle recipes out there, use your favorite. The best waffle recipes I have found and use is when you separate the eggs and beat the egg whites and fold them in last. But that is my opinion.
One of the Best Waffle Recipes:
1 1/3 cups flour
4 teaspoons baking powder
1/2 teaspoon salt
2 teaspoons sugar
2 eggs, separated
1/2 cup butter, melted
1 3/4 cups milk
Directions:
1. In a large mixing bowl, whisk together all dry ingredients.
4 teaspoons baking powder
1/2 teaspoon salt
2 teaspoons sugar
2 eggs, separated
1/2 cup butter, melted
1 3/4 cups milk
Directions:
1. In a large mixing bowl, whisk together all dry ingredients.
2.
Separate the eggs, adding the yolks to the dry ingredient mixture, and placing the whites in a small mixing bowl.
3. Beat whites until moderately stiff; set aside.
4. Add milk and melted butter to dry ingredient mixture and blend.
.5 Fold stiff egg whites into mixture.
6. Ladle mixture into hot waffle iron and bake
Top with your favorite toppings and enjoy!
3. Beat whites until moderately stiff; set aside.
4. Add milk and melted butter to dry ingredient mixture and blend.
.5 Fold stiff egg whites into mixture.
6. Ladle mixture into hot waffle iron and bake
Top with your favorite toppings and enjoy!
Tuesday, October 4, 2011
Buget 101 Oct
We all want to save money and still have fun for Halloween. This year give away pencils, stickers, temporary tattoos, party favors, etc. Instead of giving away candy to trick or treaters. Do you know about how many trick or treaters you get every year? Do you live in an area where you get a lot of little monsters at your door? Do you live in an area where you only get a few little goblins? Halloween is fun for kids and for adults. You can get other things other than candy to give away and still have fun.
Tuesday, September 6, 2011
Budget 101 Idea of the Month
Budget 101 idea of the month of September
Brown bag your family's Lunches. Make lunches for school, work. Make and take with you!
You do not have to eat peanut butter and jelly sandwiches every day. But with a little planning and preparations you can make a great lunch and save money all at the same time.
Now I make a lunch everyday for my husband. We do live in a warmer climate, so he prefers in the summer months to have the stand by of peanut butter and jelly. I do make muffins, cookies, and such to include in every lunch. His daily lunch includes 2 sandwiches, a baggie full of chips, crackers; something salty and crunchy. He gets a dessert, muffin, cupcake, banana bread, etc. He gets a vegetable, either a salad, or the standby by of carrots, and other veggies. Now my husband does not eat much fruit, but I would include an apple, banana, orange, and other fruit that is on sale or in season, grapes, peaches, plums, etc. He gets one can of soda. He drinks 6-8 bottles of water through out the day, so including a soda for his lunch is a nice treat. Some days he drinks it, and others he does not. I put in a cold pack reusable freezer pack, we have a few and keep them in the freezer. On real hot days I use 2 packs, to keep things cold. In the winter he will get meat sandwiches, and a thermos full of soup.
When sending food that needs to eaten with a spoon of fork, be sure to include that in each lunch. May want to include a napkin, and or a paper towel, moist wipe.
Tip for this is buy cheap plastic forks, spoons, knives and then you will not get lose your families silverware or get accidentally tossed in the trash. I do buy cheap real silverware that is used for just lunches, that way if they do get lost, or tossed it is no big deal.
Another tip: there are many reusable lunch totes, bags to buy or use for packing lunches. Many have pockets. Use the pockets for additional things that need to be sent daily.I also put a small hand sanitizer in his outside pocket, so he can "clean" his hands before he eats. I also include here his fork, spoon, and his napkins.
Keep it cold. For safety's sake, pack lunch with a reusable ice pack. Better yet, freeze a small water bottle or box of 100% juice. Your child will have a slushy drink to enjoy at lunch and won't have to worry about bringing an ice pack home. Now if the person you are packing a lunch for has access to fridge and a microwave; then you can send leftovers, or food that can be heated up and then eaten.
Fruit and Cheese Plate. Fill a divided plastic container with assorted cubes or slices of reduced fat cheese, easy-to-eat fruit such as apple and pear slices, grapes, berries or melon and whole-wheat crackers. Cottage cheese is a great addition.
Lunch Salads. A plastic container can hold the makings of a delicious salad lunch. For a Cobb salad, fill it with spinach or chopped dark green lettuce, chopped hard-boiled egg, light cheese, and/or lean ham. Or toss in the ingredients for a Chinese chicken salad: dark salad greens, shredded chicken, shredded carrots, sliced green onion, and toasted sliced almonds.
The salad will stay fresher if your child adds the dressing at lunchtime. Put a light dressing into a small container, buy packets of light dressing, or use extra packets of dressing left over from a fast-food meal.
It's a Wrap! Wraps are a nice change of pace from the usual sandwich. Use a high-fiber multi-grain flour tortilla, available in most supermarkets. Spread on mustard, hummus, light salad dressing, or green or sun dried tomato pesto. Then fill 'er up with chicken Caesar salad or assorted lean meats, cheese, tomato, sliced onion, and shredded Romaine lettuce. Just roll it up and wrap in foil. Kids can eat it like a burrito -- by unwrapping it on one end and working their way down.A few other Ideas:
- Fruit cups (with no sugar added)
- Applesauce in flavors such as pomegranate or cranberry-raspberry (also with no sugar added)
- Nuts or seeds in a shell (if age and allergy appropriate), such as walnuts, pistachios, peanuts, or sunflower seeds
- Raw veggies (ready to pack) such as carrot sticks, sugar snap peas, celery, or jicama sticks
- Cheese sticks -- available in 2% sharp cheddar, part skim-milk mozzarella, pepper jack, and more
- Healthy snack bars (individually wrapped) with 3 or more grams of fiber, less than 10 grams sugar, and no more than 1 gram saturated fat
- Yogurt in individual containers (keep it cold by packing them with a reusable ice pack or a small water bottle that has been frozen.)
Of course brown bagging your lunch can get stale and boring. So be creative and let your juices flow. Do a simple search on the internet and you will get all kinds of ideas just for adults, kids, and such.
So with a little planning and by being creative you all can have a great lunch every day.
Be sure to clean out the lunch boxes each and every night, clean as needed. Put the freezer packs in the freezer for the next morning. Wash all containers, thermos, silverware.
You can prep the lunch boxes each night, get into a routine, after dinner and the dishes done, start to pack the lunch with the non perishable foods. That way in the morning all you have to do is make the sandwiches, pull out the freezer packs, and other refrigerated items.
Brown bagging is easy and will save you money in the long run!
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